Updated 25 October 2026
Quick answer: In Ireland in 2026, the minimum wage is €2,391/month (about $2,676 a month full time); an average earner keeps 75% of their pay after income tax and social security; mortgage rates are about 3.52%; household electricity costs €0.387 per kWh; petrol is €1.97/L, up 13.3% since February. The table below puts 10 everyday money measures for Ireland side by side and ranks each one against the other countries in our data, using official figures from national statistics offices, central banks, the OECD and Eurostat.
Most comparisons of Ireland look at one number at a time. This page gathers the figures that matter for working, buying a home, paying bills and retiring in Ireland, so you can see them together and see how Ireland compares. Each section links to our full guide for that topic, which covers every country and lists the original sources, and each dataset can be downloaded free.
Ireland at a Glance
| Measure | Ireland | Rank |
|---|---|---|
| Minimum wage | €2,391/month (≈ $2,676/month) | 4th highest of 38 |
| Tax on an average wage | 25.1% (keeps 75%) | 19th highest of 38 |
| Pay rise forecast 2027 | 3.4% (inflation %) | 15th lowest of 29 |
| Mortgage rate | 3.52% (new home loans, August 2026) | 14th lowest of 31 |
| Electricity (household) | €0.387/kWh (≈ $0.43) | Highest of 33 |
| Petrol price | €1.97/L (+13.3% since Feb) | 11th highest of 29 |
| State pension age | 66 | 14th highest of 39 |
| Pension (share of pay) | 33.7% of net pay | 3rd lowest of 50 |
| Bank deposit protection | €100,000 per person, per bank | — |
| Inheritance tax (children) | top rate 33% | — |
Rank compares Ireland with the other countries in each dataset; "highest" means the largest value. "—" means the measure isn't ranked.
Minimum Wage in Ireland (2026)
The legal minimum wage in Ireland is €2,391/month. For a month of full-time work that is about $2,676 at current exchange rates, 4th highest of 38 countries in our comparison. €14.15 an hour from January 2026.
Full table for every country, with sources: Minimum Wage by Country 2026: Hourly and Monthly Rates in US Dollars. Download the data (CSV).
Income Tax and Take-Home Pay in Ireland
A single worker on the average wage in Ireland (about $81,000 at purchasing-power parity) pays 25.1% of gross pay in income tax and employee social security, so they keep 75%. That is 19th highest of 38 countries, against an OECD average of 25.1%.
Income tax and employee social security take 25.1% of pay at the average wage, 16.1% at two-thirds of it and 35.4% at 1.67 times it. Including employer contributions, the total tax wedge is 32.6% of labour costs.
Full table for every country, with sources: Income Tax by Country 2026: How Much of Your Salary You Keep in 38 Countries. Download the data (CSV).
Pay Rises in Ireland: 2027 Forecast
Employers in Ireland expect to raise salaries by 3.4% in 2027 (median of the major pay surveys), after 3.5% in 2026. With inflation at % (), that is roughly flat in real terms.
Full table for every country, with sources: Salary Increase Forecasts 2027 by Country: Every Major Survey in One Table. Download the data (CSV).
Mortgage Rates in Ireland (2026)
The typical mortgage rate in Ireland is 3.52% (new home loans, August 2026), 14th lowest of 31 countries; the euro area average is 3.6%.
Up 0.02 points since February 2026 (3.50%). Monthly payment per €100,000 over 25 years: €502.
Full table for every country, with sources: Mortgage Rates by Country 2026: Where Buying a Home Costs the Most. Download the data (CSV).
Electricity Prices in Ireland
Households in Ireland pay about €0.387 per kWh of electricity (about $0.43), the most expensive of 33 countries we compare; the EU average is €0.283. Change: −4.2% vs late 2025.
Household gas: €0.118 per kWh. Typical household using 2,500–5,000 kWh a year, all taxes included, January–June 2026.
Full table for every country, with sources: Electricity Prices by Country 2026: What Households Pay per kWh, and What the Iran War Means for Bills. Download the data (CSV).
Petrol Prices in Ireland Since the Iran War
Petrol in Ireland costs €1.97/L (week of 19 October 2026), up 13.3% from €1.74/L in the week before the Iran war began. It peaked at €1.98/L (5 Oct). At about $2.21 a litre it is 11th most expensive of 29 countries, and the rise is 3rd smallest of 29 countries.
Full table for every country, with sources: Petrol Prices Since the Iran War: How Much They Have Risen in 35 Countries. Download the data (CSV).
Retirement Age in Ireland
The state pension age in Ireland is 66 for people reaching it in 2026; the earliest you can claim is —. Future change: none legislated. Workers can defer the state pension to 70 for a higher rate.
Full table for every country, with sources: Retirement Age by Country 2026: State Pension Ages in 39 Countries. Download the data (CSV).
How Much the State Pension Pays in Ireland
A full-career average earner in Ireland can expect a mandatory pension worth about 33.7% of their previous net pay, 3rd least generous of 50 countries (OECD average 63.2%). Low earner (half the average wage): 56%. High earner (twice the average): 20%. Including common voluntary private pensions, an average earner would get 72%.
Full table for every country, with sources: State Pension Amounts by Country 2026: How Much Retirees Actually Get. Download the data (CSV).
How Much of Your Money Is Protected in Ireland
Bank deposits in Ireland are protected up to €100,000 per depositor, per bank (about $111,900), the limit set by EU law for every member state. Harmonised by EU law; local-currency equivalent outside the euro. Money in payment apps and e-money wallets is usually not covered.
Full table for every country, with sources: Deposit Insurance Limits by Country 2026: How Much of Your Money Is Protected. Download the data (CSV).
Inheritance Tax in Ireland
Ireland has capital acquisitions tax. Children can receive €420,000 per child (from 7 October 2026) tax-free, and the top rate for children is 33%, 7th highest of 28 countries. Flat 33% above the lifetime threshold; spouses are exempt.
Full table for every country, with sources: Inheritance Tax by Country 2026: Thresholds, Rates and Who Pays. Download the data (CSV).
Frequently Asked Questions
What is the minimum wage in Ireland in 2026?
The minimum wage in Ireland is €2,391/month, about $2,676 a month for full-time work. That is 4th highest of 38 countries. €14.15 an hour from January 2026.
How much tax do you pay in Ireland?
On the average wage, income tax plus employee social security in Ireland take 25.1% of gross pay, so a single worker keeps 75% (OECD average: 25.1%).
What is the average pay rise in Ireland for 2027?
Pay surveys forecast an average salary increase of 3.4% in Ireland for 2027, against inflation of %.
What are mortgage rates in Ireland right now?
Mortgage rates in Ireland are about 3.52% (new home loans, August 2026). Up 0.02 points since February 2026 (3.50%). Monthly payment per €100,000 over 25 years: €502.
How much does electricity cost in Ireland?
Household electricity in Ireland costs about €0.387 per kWh (about $0.43), the most expensive of 33 countries we compare.
How much has petrol gone up in Ireland?
Petrol in Ireland has risen 13.3% since February 2026, from €1.74/L to €1.97/L.
What is the retirement age in Ireland?
The state pension age in Ireland is 66 in 2026, with the earliest claim at —. Legislated change: None legislated.
How much is the state pension in Ireland?
In Ireland, mandatory pensions replace about 33.7% of an average earner's net pay after a full career, against an OECD average of 63.2%.
How much money is insured in a bank in Ireland?
Deposits in Ireland are insured up to €100,000 per person, per bank.
Is there inheritance tax in Ireland?
Yes. Children can inherit €420,000 per child (from 7 October 2026) tax-free in Ireland; above that the top rate for children is 33%.
Compare Ireland With Other Countries
See every country side by side in Compare Countries 2026: Minimum Wage, Tax, Mortgage Rates, Energy and Pension Age in 35 Countries, or open a country page: Australia, Austria, Belgium, Brazil, Canada, China, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, India, Italy, Japan, Latvia, Lithuania, Luxembourg, Mexico, the Netherlands, New Zealand, Norway, Poland, Portugal, Slovakia, Slovenia, South Africa, South Korea, Spain, Sweden, Switzerland, the United Kingdom, the United States.
Related Guides
- Minimum Wage by Country 2026: Hourly and Monthly Rates in US Dollars
- Income Tax by Country 2026: How Much of Your Salary You Keep in 38 Countries
- Salary Increase Forecasts 2027 by Country: Every Major Survey in One Table
- Mortgage Rates by Country 2026: Where Buying a Home Costs the Most
- Electricity Prices by Country 2026: What Households Pay per kWh, and What the Iran War Means for Bills
- Petrol Prices Since the Iran War: How Much They Have Risen in 35 Countries
- Retirement Age by Country 2026: State Pension Ages in 39 Countries
- State Pension Amounts by Country 2026: How Much Retirees Actually Get
- Deposit Insurance Limits by Country 2026: How Much of Your Money Is Protected
- Inheritance Tax by Country 2026: Thresholds, Rates and Who Pays
- How Much Emergency Fund Do You Need? (With Calculator)
Figures checked against the official sources listed in each linked guide in October 2026. Exchange-rate conversions are approximate. This page is for information and isn't financial or legal advice.
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