Updated 25 October 2026
Quick answer on Netherlands minimum wage: In the Netherlands in 2026, the minimum wage is €2,338/month (about $2,617 a month full time); an average earner keeps 72% of their pay after income tax and social security; mortgage rates are about 3.91%; household electricity costs €0.244 per kWh; petrol is €2.39/L, up 16% since February. The table below puts 10 everyday money measures for the Netherlands side by side and ranks each one against the other countries in our data, using official figures from national statistics offices, central banks, the OECD and Eurostat.
Against the other countries in our data, the Netherlands stands out here: its petrol price, €2.39/L (+16% since Feb), is the 2nd highest of 29 countries; its state pension age, 67, is the 3rd highest of 39 countries; its state pension (as a share of pay), 96% of net pay, is the 4th highest of 50 countries. It sits nearer the middle for tax on an average wage, 2027 pay-rise forecast, mortgage rate and household electricity price.
The Netherlands at a Glance
| Measure | Netherlands | Rank |
|---|---|---|
| Minimum wage | €2,338/month (≈ $2,617/month) | 6th highest of 38 |
| Tax on an average wage | 27.9% (keeps 72%) | 14th highest of 38 |
| Pay rise forecast 2027 | 3.3% | 11th lowest of 29 |
| Mortgage rate | 3.91% (new home loans, August 2026) | 12th highest of 31 |
| Electricity (household) | €0.244/kWh (≈ $0.27) | 15th highest of 33 |
| Petrol price | €2.39/L (+16% since Feb) | 2nd highest of 29 |
| State pension age | 67 | 3rd highest of 39 |
| Pension (share of pay) | 96% of net pay | 4th highest of 50 |
| Bank deposit protection | €100,000 per person, per bank | — |
| Inheritance tax (children) | top rate 20% | — |
Rank compares the Netherlands with the other countries in each dataset; "highest" means the largest value. "—" means the measure isn't ranked.
Minimum Wage in the Netherlands (2026)
The legal minimum wage in the Netherlands is €2,338/month. For a month of full-time work that is about $2,617 at current exchange rates, 6th highest of 38 countries in our comparison.
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Income Tax and Take-Home Pay in the Netherlands
A single worker on the average wage in the Netherlands (about $93,000 at purchasing-power parity) pays 27.9% of gross pay in income tax and employee social security, so they keep 72%. That is 14th highest of 38 countries, against an OECD average of 25.1%.
Income tax and employee social security take 27.9% of pay at the average wage, 18.3% at two-thirds of it and 37.2% at 1.67 times it. Including employer contributions, the total tax wedge is 35.9% of labour costs.
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Pay Rises in the Netherlands: 2027 Forecast
Employers in the Netherlands expect to raise salaries by 3.3% in 2027 (median of the major pay surveys), after 3.3% in 2026.
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Mortgage Rates in the Netherlands (2026)
The typical mortgage rate in the Netherlands is 3.91% (new home loans, August 2026), 12th highest of 31 countries; the euro area average is 3.6%.
Up 0.37 points since February 2026 (3.54%). Monthly payment per €100,000 over 25 years: €523.
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Electricity Prices in the Netherlands
Households in the Netherlands pay about €0.244 per kWh of electricity (about $0.27), 15th most expensive of 33 countries; the EU average is €0.283. Change: −4.4% vs late 2025.
Household gas: €0.162 per kWh. Typical household using 2,500–5,000 kWh a year, all taxes included, January–June 2026.
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Petrol Prices in the Netherlands Since the Iran War
Petrol in the Netherlands costs €2.39/L (week of 19 October 2026), up 16% from €2.06/L in the week before the Iran war began. It peaked at €2.47/L (7 Sep). At about $2.68 a litre it is 2nd most expensive of 29 countries, and the rise is 5th smallest of 29 countries.
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Retirement Age in the Netherlands
The state pension age in the Netherlands is 67 for people reaching it in 2026; the earliest you can claim is —. Future change: 67 y 3 m in 2028. AOW age is linked to life expectancy and announced five years ahead.
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How Much the State Pension Pays in the Netherlands
A full-career average earner in the Netherlands can expect a mandatory pension worth about 96% of their previous net pay, 4th most generous of 50 countries (OECD average 63.2%). Low earner (half the average wage): 97%. High earner (twice the average): 90%.
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How Much of Your Money Is Protected in the Netherlands
Bank deposits in the Netherlands are protected up to €100,000 per depositor, per bank (about $111,900), the limit set by EU law for every member state. Harmonised by EU law; local-currency equivalent outside the euro. Money in payment apps and e-money wallets is usually not covered.
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Inheritance Tax in the Netherlands
The Netherlands has inheritance tax. Children can receive About €26,000 per child tax-free, and the top rate for children is 20%, 11th highest of 28 countries. 10% up to about €150,000 and 20% above; spouses get a larger exemption.
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The Netherlands vs Belgium, France and Ireland
The same measures for the Netherlands and its nearest neighbours in our data, side by side.
| Measure | The Netherlands | Belgium | France | Ireland |
|---|---|---|---|---|
| Minimum wage | €2,338/month (≈ $2,617/month) | €2,234/month (≈ $2,501/month) | €1,867/month (≈ $2,090/month) | €2,391/month (≈ $2,676/month) |
| Tax on an average wage | 27.9% (keeps 72%) | 39.5% (keeps 60%) | 28% (keeps 72%) | 25.1% (keeps 75%) |
| Pay rise forecast 2027 | 3.3% | — | 2.9% (inflation 3.4%) | 3.4% |
| Mortgage rate | 3.91% (new home loans, August 2026) | 3.7% (new home loans, August 2026) | 3.2% (new home loans, August 2026) | 3.52% (new home loans, August 2026) |
| Electricity (household) | €0.244/kWh (≈ $0.27) | €0.357/kWh (≈ $0.40) | €0.248/kWh (≈ $0.28) | €0.387/kWh (≈ $0.43) |
| Petrol price | €2.39/L (+16% since Feb) | €1.99/L (+32.2% since Feb) | €2.23/L (+30.4% since Feb) | €1.97/L (+13.3% since Feb) |
| State pension age | 67 | 66 | 62 y 9 m | 66 |
| Pension (share of pay) | 96% of net pay | 61.1% of net pay | 70% of net pay | 33.7% of net pay |
| Bank deposit protection | €100,000 per person, per bank | €100,000 per person, per bank | €100,000 per person, per bank | €100,000 per person, per bank |
| Inheritance tax (children) | top rate 20% | top rate 27% | top rate 45% | top rate 33% |
Compare the Netherlands With Other Countries
See every country side by side in Compare Countries 2026: Wages, Tax, Mortgages and Pensions, or compare the Netherlands with nearby countries in our data: Belgium, France, Ireland, Luxembourg, the United Kingdom and Germany.
Related Guides
Figures checked against the official sources listed in each linked guide in October 2026. Exchange-rate conversions are approximate. This page is for information and isn't financial or legal advice.
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