Updated 25 October 2026
Quick answer: In the Netherlands in 2026, the minimum wage is €2,338/month (about $2,617 a month full time); an average earner keeps 72% of their pay after income tax and social security; mortgage rates are about 3.91%; household electricity costs €0.244 per kWh; petrol is €2.39/L, up 16% since February. The table below puts 10 everyday money measures for the Netherlands side by side and ranks each one against the other countries in our data, using official figures from national statistics offices, central banks, the OECD and Eurostat.
Most comparisons of the Netherlands look at one number at a time. This page gathers the figures that matter for working, buying a home, paying bills and retiring in the Netherlands, so you can see them together and see how the Netherlands compares. Each section links to our full guide for that topic, which covers every country and lists the original sources, and each dataset can be downloaded free.
The Netherlands at a Glance
| Measure | Netherlands | Rank |
|---|---|---|
| Minimum wage | €2,338/month (≈ $2,617/month) | 6th highest of 38 |
| Tax on an average wage | 27.9% (keeps 72%) | 14th highest of 38 |
| Pay rise forecast 2027 | 3.3% (inflation %) | 11th lowest of 29 |
| Mortgage rate | 3.91% (new home loans, August 2026) | 12th highest of 31 |
| Electricity (household) | €0.244/kWh (≈ $0.27) | 15th highest of 33 |
| Petrol price | €2.39/L (+16% since Feb) | 2nd highest of 29 |
| State pension age | 67 | 3rd highest of 39 |
| Pension (share of pay) | 96% of net pay | 4th highest of 50 |
| Bank deposit protection | €100,000 per person, per bank | — |
| Inheritance tax (children) | top rate 20% | — |
Rank compares the Netherlands with the other countries in each dataset; "highest" means the largest value. "—" means the measure isn't ranked.
Minimum Wage in the Netherlands (2026)
The legal minimum wage in the Netherlands is €2,338/month. For a month of full-time work that is about $2,617 at current exchange rates, 6th highest of 38 countries in our comparison.
Full table for every country, with sources: Minimum Wage by Country 2026: Hourly and Monthly Rates in US Dollars. Download the data (CSV).
Income Tax and Take-Home Pay in the Netherlands
A single worker on the average wage in the Netherlands (about $93,000 at purchasing-power parity) pays 27.9% of gross pay in income tax and employee social security, so they keep 72%. That is 14th highest of 38 countries, against an OECD average of 25.1%.
Income tax and employee social security take 27.9% of pay at the average wage, 18.3% at two-thirds of it and 37.2% at 1.67 times it. Including employer contributions, the total tax wedge is 35.9% of labour costs.
Full table for every country, with sources: Income Tax by Country 2026: How Much of Your Salary You Keep in 38 Countries. Download the data (CSV).
Pay Rises in the Netherlands: 2027 Forecast
Employers in the Netherlands expect to raise salaries by 3.3% in 2027 (median of the major pay surveys), after 3.3% in 2026. With inflation at % (), that is roughly flat in real terms.
Full table for every country, with sources: Salary Increase Forecasts 2027 by Country: Every Major Survey in One Table. Download the data (CSV).
Mortgage Rates in the Netherlands (2026)
The typical mortgage rate in the Netherlands is 3.91% (new home loans, August 2026), 12th highest of 31 countries; the euro area average is 3.6%.
Up 0.37 points since February 2026 (3.54%). Monthly payment per €100,000 over 25 years: €523.
Full table for every country, with sources: Mortgage Rates by Country 2026: Where Buying a Home Costs the Most. Download the data (CSV).
Electricity Prices in the Netherlands
Households in the Netherlands pay about €0.244 per kWh of electricity (about $0.27), 15th most expensive of 33 countries; the EU average is €0.283. Change: −4.4% vs late 2025.
Household gas: €0.162 per kWh. Typical household using 2,500–5,000 kWh a year, all taxes included, January–June 2026.
Full table for every country, with sources: Electricity Prices by Country 2026: What Households Pay per kWh, and What the Iran War Means for Bills. Download the data (CSV).
Petrol Prices in the Netherlands Since the Iran War
Petrol in the Netherlands costs €2.39/L (week of 19 October 2026), up 16% from €2.06/L in the week before the Iran war began. It peaked at €2.47/L (7 Sep). At about $2.68 a litre it is 2nd most expensive of 29 countries, and the rise is 5th smallest of 29 countries.
Full table for every country, with sources: Petrol Prices Since the Iran War: How Much They Have Risen in 35 Countries. Download the data (CSV).
Retirement Age in the Netherlands
The state pension age in the Netherlands is 67 for people reaching it in 2026; the earliest you can claim is —. Future change: 67 y 3 m in 2028. AOW age is linked to life expectancy and announced five years ahead.
Full table for every country, with sources: Retirement Age by Country 2026: State Pension Ages in 39 Countries. Download the data (CSV).
How Much the State Pension Pays in the Netherlands
A full-career average earner in the Netherlands can expect a mandatory pension worth about 96% of their previous net pay, 4th most generous of 50 countries (OECD average 63.2%). Low earner (half the average wage): 97%. High earner (twice the average): 90%.
Full table for every country, with sources: State Pension Amounts by Country 2026: How Much Retirees Actually Get. Download the data (CSV).
How Much of Your Money Is Protected in the Netherlands
Bank deposits in the Netherlands are protected up to €100,000 per depositor, per bank (about $111,900), the limit set by EU law for every member state. Harmonised by EU law; local-currency equivalent outside the euro. Money in payment apps and e-money wallets is usually not covered.
Full table for every country, with sources: Deposit Insurance Limits by Country 2026: How Much of Your Money Is Protected. Download the data (CSV).
Inheritance Tax in the Netherlands
The Netherlands has inheritance tax. Children can receive About €26,000 per child tax-free, and the top rate for children is 20%, 11th highest of 28 countries. 10% up to about €150,000 and 20% above; spouses get a larger exemption.
Full table for every country, with sources: Inheritance Tax by Country 2026: Thresholds, Rates and Who Pays. Download the data (CSV).
Frequently Asked Questions
What is the minimum wage in the Netherlands in 2026?
The minimum wage in the Netherlands is €2,338/month, about $2,617 a month for full-time work. That is 6th highest of 38 countries.
How much tax do you pay in the Netherlands?
On the average wage, income tax plus employee social security in the Netherlands take 27.9% of gross pay, so a single worker keeps 72% (OECD average: 25.1%).
What is the average pay rise in the Netherlands for 2027?
Pay surveys forecast an average salary increase of 3.3% in the Netherlands for 2027, against inflation of %.
What are mortgage rates in the Netherlands right now?
Mortgage rates in the Netherlands are about 3.91% (new home loans, August 2026). Up 0.37 points since February 2026 (3.54%). Monthly payment per €100,000 over 25 years: €523.
How much does electricity cost in the Netherlands?
Household electricity in the Netherlands costs about €0.244 per kWh (about $0.27), 15th most expensive of 33 countries.
How much has petrol gone up in the Netherlands?
Petrol in the Netherlands has risen 16% since February 2026, from €2.06/L to €2.39/L.
What is the retirement age in the Netherlands?
The state pension age in the Netherlands is 67 in 2026, with the earliest claim at —. Legislated change: 67 y 3 m in 2028.
How much is the state pension in the Netherlands?
In the Netherlands, mandatory pensions replace about 96% of an average earner's net pay after a full career, against an OECD average of 63.2%.
How much money is insured in a bank in the Netherlands?
Deposits in the Netherlands are insured up to €100,000 per person, per bank.
Is there inheritance tax in the Netherlands?
Yes. Children can inherit About €26,000 per child tax-free in the Netherlands; above that the top rate for children is 20%.
Compare the Netherlands With Other Countries
See every country side by side in Compare Countries 2026: Minimum Wage, Tax, Mortgage Rates, Energy and Pension Age in 35 Countries, or open a country page: Australia, Austria, Belgium, Brazil, Canada, China, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, India, Ireland, Italy, Japan, Latvia, Lithuania, Luxembourg, Mexico, New Zealand, Norway, Poland, Portugal, Slovakia, Slovenia, South Africa, South Korea, Spain, Sweden, Switzerland, the United Kingdom, the United States.
Related Guides
- Minimum Wage by Country 2026: Hourly and Monthly Rates in US Dollars
- Income Tax by Country 2026: How Much of Your Salary You Keep in 38 Countries
- Salary Increase Forecasts 2027 by Country: Every Major Survey in One Table
- Mortgage Rates by Country 2026: Where Buying a Home Costs the Most
- Electricity Prices by Country 2026: What Households Pay per kWh, and What the Iran War Means for Bills
- Petrol Prices Since the Iran War: How Much They Have Risen in 35 Countries
- Retirement Age by Country 2026: State Pension Ages in 39 Countries
- State Pension Amounts by Country 2026: How Much Retirees Actually Get
- Deposit Insurance Limits by Country 2026: How Much of Your Money Is Protected
- Inheritance Tax by Country 2026: Thresholds, Rates and Who Pays
- How Much Emergency Fund Do You Need? (With Calculator)
Figures checked against the official sources listed in each linked guide in October 2026. Exchange-rate conversions are approximate. This page is for information and isn't financial or legal advice.
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