Updated 25 October 2026
Quick answer: In Luxembourg in 2026, the minimum wage is €2,771/month (about $3,102 a month full time); an average earner keeps 68% of their pay after income tax and social security; mortgage rates are about 3.63%; household electricity costs €0.202 per kWh; petrol is €1.79/L, up 22.7% since February. The table below puts 7 everyday money measures for Luxembourg side by side and ranks each one against the other countries in our data, using official figures from national statistics offices, central banks, the OECD and Eurostat.
Most comparisons of Luxembourg look at one number at a time. This page gathers the figures that matter for working, buying a home, paying bills and retiring in Luxembourg, so you can see them together and see how Luxembourg compares. Each section links to our full guide for that topic, which covers every country and lists the original sources, and each dataset can be downloaded free.
Luxembourg at a Glance
| Measure | Luxembourg | Rank |
|---|---|---|
| Minimum wage | €2,771/month (≈ $3,102/month) | Highest of 38 |
| Tax on an average wage | 32% (keeps 68%) | 8th highest of 38 |
| Mortgage rate | 3.63% (new home loans, August 2026) | 15th highest of 31 |
| Electricity (household) | €0.202/kWh (≈ $0.23) | 10th lowest of 33 |
| Petrol price | €1.79/L (+22.7% since Feb) | 10th lowest of 29 |
| Pension (share of pay) | 87.7% of net pay | 7th highest of 50 |
| Bank deposit protection | €100,000 per person, per bank | — |
Rank compares Luxembourg with the other countries in each dataset; "highest" means the largest value. "—" means the measure isn't ranked.
Minimum Wage in Luxembourg (2026)
The legal minimum wage in Luxembourg is €2,771/month. For a month of full-time work that is about $3,102 at current exchange rates, the highest of 38 countries we compare in our comparison.
Full table for every country, with sources: Minimum Wage by Country 2026: Hourly and Monthly Rates in US Dollars. Download the data (CSV).
Income Tax and Take-Home Pay in Luxembourg
A single worker on the average wage in Luxembourg (about $93,000 at purchasing-power parity) pays 32% of gross pay in income tax and employee social security, so they keep 68%. That is 8th highest of 38 countries, against an OECD average of 25.1%.
Income tax and employee social security take 32.0% of pay at the average wage, 23.1% at two-thirds of it and 39.1% at 1.67 times it. Including employer contributions, the total tax wedge is 40.2% of labour costs.
Full table for every country, with sources: Income Tax by Country 2026: How Much of Your Salary You Keep in 38 Countries. Download the data (CSV).
Mortgage Rates in Luxembourg (2026)
The typical mortgage rate in Luxembourg is 3.63% (new home loans, August 2026), 15th highest of 31 countries; the euro area average is 3.6%.
Up 0.17 points since February 2026 (3.46%). Monthly payment per €100,000 over 25 years: €508.
Full table for every country, with sources: Mortgage Rates by Country 2026: Where Buying a Home Costs the Most. Download the data (CSV).
Electricity Prices in Luxembourg
Households in Luxembourg pay about €0.202 per kWh of electricity (about $0.23), 10th cheapest of 33 countries; the EU average is €0.283. Change: −24.1% vs late 2025.
Household gas: €0.086 per kWh. Typical household using 2,500–5,000 kWh a year, all taxes included, January–June 2026.
Full table for every country, with sources: Electricity Prices by Country 2026: What Households Pay per kWh, and What the Iran War Means for Bills. Download the data (CSV).
Petrol Prices in Luxembourg Since the Iran War
Petrol in Luxembourg costs €1.79/L (week of 19 October 2026), up 22.7% from €1.46/L in the week before the Iran war began. It peaked at €1.89/L (28 Sep). At about $2.00 a litre it is 10th cheapest of 29 countries, and the rise is 12th smallest of 29 countries.
Full table for every country, with sources: Petrol Prices Since the Iran War: How Much They Have Risen in 35 Countries. Download the data (CSV).
How Much the State Pension Pays in Luxembourg
A full-career average earner in Luxembourg can expect a mandatory pension worth about 87.7% of their previous net pay, 7th most generous of 50 countries (OECD average 63.2%). Low earner (half the average wage): 97%. High earner (twice the average): 79%.
Full table for every country, with sources: State Pension Amounts by Country 2026: How Much Retirees Actually Get. Download the data (CSV).
How Much of Your Money Is Protected in Luxembourg
Bank deposits in Luxembourg are protected up to €100,000 per depositor, per bank (about $111,900), the limit set by EU law for every member state. Harmonised by EU law; local-currency equivalent outside the euro. Money in payment apps and e-money wallets is usually not covered.
Full table for every country, with sources: Deposit Insurance Limits by Country 2026: How Much of Your Money Is Protected. Download the data (CSV).
Frequently Asked Questions
What is the minimum wage in Luxembourg in 2026?
The minimum wage in Luxembourg is €2,771/month, about $3,102 a month for full-time work. That is the highest of 38 countries we compare.
How much tax do you pay in Luxembourg?
On the average wage, income tax plus employee social security in Luxembourg take 32% of gross pay, so a single worker keeps 68% (OECD average: 25.1%).
What are mortgage rates in Luxembourg right now?
Mortgage rates in Luxembourg are about 3.63% (new home loans, August 2026). Up 0.17 points since February 2026 (3.46%). Monthly payment per €100,000 over 25 years: €508.
How much does electricity cost in Luxembourg?
Household electricity in Luxembourg costs about €0.202 per kWh (about $0.23), 10th cheapest of 33 countries.
How much has petrol gone up in Luxembourg?
Petrol in Luxembourg has risen 22.7% since February 2026, from €1.46/L to €1.79/L.
How much is the state pension in Luxembourg?
In Luxembourg, mandatory pensions replace about 87.7% of an average earner's net pay after a full career, against an OECD average of 63.2%.
How much money is insured in a bank in Luxembourg?
Deposits in Luxembourg are insured up to €100,000 per person, per bank.
Compare Luxembourg With Other Countries
See every country side by side in Compare Countries 2026: Minimum Wage, Tax, Mortgage Rates, Energy and Pension Age in 35 Countries, or open a country page: Australia, Austria, Belgium, Brazil, Canada, China, Czechia, Denmark, Estonia, Finland, France, Germany, Greece, India, Ireland, Italy, Japan, Latvia, Lithuania, Mexico, the Netherlands, New Zealand, Norway, Poland, Portugal, Slovakia, Slovenia, South Africa, South Korea, Spain, Sweden, Switzerland, the United Kingdom, the United States.
Related Guides
- Minimum Wage by Country 2026: Hourly and Monthly Rates in US Dollars
- Income Tax by Country 2026: How Much of Your Salary You Keep in 38 Countries
- Mortgage Rates by Country 2026: Where Buying a Home Costs the Most
- Electricity Prices by Country 2026: What Households Pay per kWh, and What the Iran War Means for Bills
- Petrol Prices Since the Iran War: How Much They Have Risen in 35 Countries
- State Pension Amounts by Country 2026: How Much Retirees Actually Get
- Deposit Insurance Limits by Country 2026: How Much of Your Money Is Protected
- How Much Emergency Fund Do You Need? (With Calculator)
Figures checked against the official sources listed in each linked guide in October 2026. Exchange-rate conversions are approximate. This page is for information and isn't financial or legal advice.
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