Updated 25 October 2026

Subscription Tracker: Find Forgotten Subscriptions and Get Reminded Before Renewals

Quick answer: Most people pay for more subscriptions than they think. A 2025 CNET/YouGov survey found US subscribers spend about $205 a year on services they don't use, and Westpac's analysis of Australian card data found people spend around 20% more on subscriptions than they realise. Use the free tracker below to list everything you pay for, including free trials, and see your true monthly and yearly total. It shows what renews this week and what you hardly use, and creates calendar reminders a few days before each charge, so a trial never becomes a bill you forgot. It needs no bank login and nothing leaves your device.

Subscriptions are designed to be forgotten. Prices are small and monthly, free trials turn into paid plans automatically, annual renewals arrive once a year when you have long stopped using the service, and prices rise a little each year. Budgeting apps can find subscriptions by reading your bank account, but that means handing over your banking access. A list you keep yourself, plus a reminder before each charge, does most of the job with none of the risk.

Subscription tracker and renewal reminders
List what you pay for, including free trials. See your real monthly and yearly total, which ones you could cancel, and what renews this week. Then add reminders to your phone’s calendar a few days before each renewal, so a trial never turns into a charge you forgot about.
Per month—
Per year—
Hardly used (yearly cost)—
Renewing in the next 7 days—
The calendar file works with iPhone, Android (Google Calendar), Outlook and Mac Calendar: open it and tap Add. Reminders repeat with each billing cycle.
Your list is saved only in this browser. No bank login, no account, nothing uploaded.

How to Find Every Subscription You Pay For

  1. Read two months of bank and card statements. Monthly charges appear in both; look for app stores, streaming, software, gyms, news, cloud storage and anything with "subscription", "membership" or "renewal".
  2. Check your app stores. On iPhone: Settings > your name > Subscriptions. On Android: Google Play > profile > Payments & subscriptions > Subscriptions.
  3. Search your email for "receipt", "your subscription", "renews" and "free trial".
  4. Check PayPal and other wallets, which keep a list of automatic payments in their settings.
  5. Look for annual plans: search last year's statements for the same month. Software, antivirus, domains and memberships often bill yearly.

Decide What to Keep

For each one, set "Do you use it?" honestly. Anything marked "Hardly ever" is highlighted and added to the "Hardly used" total, which is the money you could save in a year by cancelling. A few rules of thumb:

  • Rotate streaming services. Keep one or two at a time and switch every few months, since you can rejoin any time.
  • Check for overlaps: two music services, two cloud storage plans, or a phone plan that already includes a streaming service.
  • Look at the cost per use. A $40 gym membership used twice a month costs $20 a visit.
  • Ask before you cancel. Many services offer a cheaper plan or a discount when you start to cancel, which is worth it if you do use them.
  • Switch to annual billing only for services you are sure to keep; it usually saves 15–20% but makes forgetting more expensive.

Never Get Caught by a Free Trial Again

Add free trials with the type "Free trial (charges after)" and the date the trial ends. Then press "Add reminders to my calendar". This downloads a standard calendar file that iPhone, Google Calendar on Android, Outlook and Mac Calendar can all open. Each subscription becomes an event on its charge date with an alert 1, 3 or 7 days before. Paid subscriptions repeat every billing cycle; trials appear once, with the message "Cancel before today to avoid being charged."

When you cancel, take a screenshot of the confirmation, and check your next statement to make sure the charge stopped.

Frequently Asked Questions

How much do people waste on unused subscriptions?

A 2025 CNET/YouGov survey put it at about $205 a year for the average US subscriber. A UK survey by Monzo found that about one in five people don't know how many subscriptions they have.

How do I see all my subscriptions on iPhone or Android?

On iPhone, open Settings, tap your name, then Subscriptions. On Android, open Google Play, tap your profile, then Payments & subscriptions. Subscriptions paid directly by card appear only on your bank or card statement.

How do I get a reminder before a free trial ends?

Add the trial above with its end date and press "Add reminders to my calendar". Open the downloaded file and your phone adds an event with an alert a few days before you would be charged.

Is it safe to use? Do I have to connect my bank?

No bank connection is needed. You type the subscriptions yourself, and the list is saved only in this browser. Nothing is uploaded.

What is the fastest way to cut subscription spending?

List everything, cancel what you hardly use, rotate streaming services instead of paying for several at once, and set reminders before annual renewals and trial end dates.

Sources

Cite this page: Blog Digest, “Subscription Tracker: Find Forgotten Subscriptions and Get Reminded Before Renewals”, updated 25 October 2026, https://randomthoughtsever.blogspot.com/2026/10/subscription-tracker-find-forgotten.html

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Survey figures as published by CNET/YouGov (April 2025), Westpac (August 2025) and Monzo. Checked in October 2026.