Free money calculators
Plan any money decision in a minute
Loans, tax, savings, retirement and investing, with clear answers and no sign-up. Nothing you type is sent anywhere.
- Free
- No sign-up
- Private
Most popular
Start here: the tools people use mostLoan EMI calculatorMonthly EMI and what prepaying savesEmergency fundHow much to keep aside, and how fastSIP calculatorMutual fund SIP growth with step-upFIRE calculatorHow much you need to retire earlyCredit card payoffHow long a card balance takes to clearRent vs buyIs buying a home worth it for you?InflationWhat money is worth across the yearsDebt payoff plannerSnowball or avalanche plan for all debts
Income tax calculatorNew vs old regime, FY 2026-27Loan EMI calculatorMonthly EMI and what prepaying savesSIP calculatorMutual fund SIP growth with step-upGST calculatorAdd or remove GST at 2026 ratesPPF, EPF and FDWhat PPF, EPF, SSY, FD and RD grow toEmergency fundHow much to keep aside, and how fastFIRE calculatorHow much you need to retire earlyCredit card payoffHow long a card balance takes to clear
Browse by category: Tax and saving · Loans
Tax, saving and investing
Plan tax, savings and growth · 8 toolsIncome tax calculatorNew vs old regime, FY 2026-27›GST calculatorAdd or remove GST at 2026 rates›PPF, EPF, Sukanya, FD and RDWhat PPF, EPF, SSY, FD and RD grow to›SIP calculatorMutual fund SIP growth with step-up›Emergency fund calculatorHow much to keep aside, and how fast›FIRE calculatorHow much you need to retire early›Inflation calculatorWhat money is worth across the years›Lump sum or monthly pensionWhich pension option pays you more›
Loans and debt
Borrow smarter and get debt-free sooner · 7 toolsLoan EMI calculatorMonthly EMI and what prepaying saves›Credit card payoff calculatorHow long a card balance takes to clear›Debt payoff plannerSnowball or avalanche plan for all debts›Debt consolidation calculatorDoes a consolidation loan save money?›Rent vs buy calculatorIs buying a home worth it for you?›Car affordability calculatorHow much car your income can afford›Prepay or invest comparisonPrepay your loan or invest the money?›
More calculators inside our guides (28)
Meeting time zone plannerFind a time that works in every city›Word counterWords, characters and platform limits›KB to MB converterBoth the 1,000 and 1,024 answers›Subscription trackerFind forgotten subscriptions, get reminders›Password generatorStrong passwords and a safe breach check›Cash switch calculatorWhat moving savings to a higher-paying account or T-bills earns after tax and inflation›Deposit protection checkerHow much of your money is covered if a bank or fintech app fails, by country›Insurance renewal checkerWhether your renewal is fair, what switching saves, and if a higher excess pays off›Digital legacy checklistMake sure your family can reach your accounts, money and crypto›EV vs petrol running costWhich car costs less to run›Life insurance calculatorHow much cover you need and a typical monthly premium›Credit card utilisation checkerYour utilisation, and what to pay before the statement date to lift your score›Rate rise calculatorWhat a change in interest rates costs your loans or earns your savings›Lump sum vs SIP calculatorInvest all at once or monthly›401(k) growth calculatorHow your 401(k) could grow with employer matching›Annuity calculatorThe income a lump sum can buy for life›Gold allocation calculatorHow a gold holding changes your portfolio in a crisis and a calm year›Price rise calculatorWhether your income has kept up with prices since 2021›Currency converterConvert between major currencies›Bitcoin risk calculatorWhat a Bitcoin holding could do to your portfolio in a crash›Crypto swap tax estimatorThe tax a crypto-to-crypto swap can trigger in your country›Real raise calculatorYour pay rise after inflation›AI exposure checkHow exposed your job is to AI, and the skills that protect it›Career gap answer builderA short, honest first draft to explain a layoff or gap in an interview›Eisenhower priority matrixSort your tasks into do, schedule, delegate and drop›Sleep cycle calculatorThe best times to go to bed or wake up, in 90-minute cycles›Habit trackerTrack a new habit day by day in your browser›BMI calculatorBody mass index and healthy ranges›
All 11 data tables
Deposit insurance limits by countryHow much of your money 30 countries and the EU protect if a bank fails, in local currency and dollars›Petrol price rises by countryPump prices before the Iran war and now in 35 countries, with the peak›Retirement age by countryState pension ages in 39 countries, the earliest claim age and changes in law›Salary increase forecasts 2027Planned raises in 29 countries from six employer surveys, compared with inflation›Minimum wage by countryMinimum wages in 41 countries in local currency and dollars›Take-home pay by countryHow much of your salary you keep in 38 countries›Mortgage rates by countryHome loan rates in 32 countries and the payment per 100,000›Electricity prices by countryWhat households pay per kWh in 34 countries›State pensions by countryHow much of pay pensions replace in 52 countries›Inheritance tax by countryRates and tax-free amounts in 28 countries›Retiring abroad on $2,000 a monthVisa income rules and living costs in 15 destinations›
Good to know
Are these tools really free?
Yes. Every tool and calculator is free to use as often as you like, with no account, trial or watermark.
Are my files uploaded anywhere?
No. PDFs, photos and documents are opened and processed inside your browser on your own device, and nothing is sent to Blog Digest or anyone else.
Do the calculators use current rates?
Each calculator page shows the date and source of its figures, such as FY 2026-27 tax slabs and October-December 2026 savings rates, and you can change the rates yourself.
0 Comments
Thanks for reading my blog,please read other topics my blog also!!!